June is National Homeownership Month—a time to recognize and celebrate the value of homeownership in building strong communities, fostering generational wealth, and empowering families across the country.
Owning a home remains one of the most reliable paths to long-term financial security, offering individuals and families a foundation of stability and a springboard for future investment.
Build Wealth Inc: Your Partner on the Path to Homeownership
For more than 20 years, Build Wealth Inc has been committed to ensuring that families—especially those historically excluded from financial opportunities—are equipped with the tools, knowledge, and support they need to achieve the American Dream.
Through our innovative Family Stabilization Plan (FSP), we help families create pathways to financial success and sustainable homeownership.
You CAN Become a Homeowner!
At Build Wealth, we believe that with the right guidance, resources, and perseverance, anyone can become a homeowner.
Whether you’re just starting to dream about owning a home, or you’re ready to take the next big step—we’re here to walk with you every step of the way.
Two Ways to Learn: Choose Your Path
To make homeownership education more accessible, Build Wealth offers two flexible learning formats:
🏫 1. Hybrid Classroom Setting
Learn in a classroom setting or online at your own pace.
Offered four times a year, this 8-week course is available via Zoom or in-person at our office. The curriculum covers everything from credit building to mortgage readiness, giving you the tools you need to become homeownership-ready.
📱 2. Fully Online Curriculum
Prefer to learn at your own pace? Our online homeownership course brings all the content from the hybrid classroom to your fingertips. Access it anytime, anywhere—whether you’re at home, commuting, or on a break—even through a mobile app.
What Goes Into the Path to Homeownership?
💳 Credit Score
Your credit score is a major factor in determining your mortgage options.
Build Wealth offers credit-building tools and expert guidance to help you improve your score and reach a mortgage-approvable range.
📉 Debt-to-Income Ratio
Lenders evaluate how much debt you carry in relation to your income. Collections, judgments, or high balances can impact your lending terms.
Our FSP course teaches you how to negotiate with creditors and lower your debt, guiding you toward financial stability.
💰 Savings
Having funds for a down payment and emergencies is essential when buying a home.
Build Wealth partners with matched savings programs that reward consistent saving—giving you free matching dollars to grow your down payment.
📄 Income Verification
Most lenders require proof of at least two years of stable income (W-2s, pay stubs, tax returns).
Our program helps you organize and prepare your documents for mortgage pre-approval with confidence.
🏡 Home Buying Process Education
Buying a home is a big decision—it’s more than just choosing a house.
The Family Stabilization Plan curriculum walks you through every step of the process—from pre-purchase to post-purchase—so you feel informed, confident, and empowered.
Your Journey Starts Today
You may not feel ready today—or maybe you’ve never thought homeownership was even a possibility. But here’s the truth:
You CAN become a homeowner.
And Build Wealth MN is here to help you get there.
Let’s celebrate National Homeownership Month by taking the first step toward building your legacy.
Reach out to Build Wealth Inc and discover how we can help you turn your dream into reality.
