Financial Literacy, College Readiness & Life Skills for Youth

Helping teens build generational wealth — not generational poverty.

The Youth Stabilization Program (YSP) by Build Wealth equips middle and high school students with the financial knowledge, college and career readiness, along with the life skills they need to succeed.

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Empowering the Next Generation to Build Wealth

Bridge the wealth and education gaps early with a dedicated program that equips middle and high school students for long-term success. YSP provides youth with a clear path forward through essential financial literacy training, college readiness resources, and vital career-building skills.

What Students Gain

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Financial literacy & money management skills

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Budgeting, saving & credit education

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College planning & financial aid guidance

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Career exploration & industry exposure

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Housing & rental readiness knowledge

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Long-term wealth-building strategies

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Our 9-unit curriculum teaches students how to:

Understand income, expenses, and budgeting
Build and protect credit
Avoid predatory lending and financial scams
Prepare for college, PSEO, or vocational pathways
Plan for careers, retirement, and financial independence

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College Readiness That Changes Futures

Many first-generation students don’t believe college is possible. YSP helps them see—and prepare for—that opportunity.

Students learn about:

Scholarships, grants, and student loans
The college admissions process
Earning college credit in high school (PSEO)
Career interest and assessments along with career exploration

SHE Builds

SHE Builds is a leadership and life skills program designed to support girls in building confidence, self-awareness, and practical tools for everyday life. Through mentorship and group-based learning, participants are encouraged to explore identity, strengthen communication skills, and develop a positive sense of self.

The program integrates financial literacy, goal setting, and discussions around healthy relationships, personal responsibility, and future planning. SHE Builds creates a safe and empowering space where girls can ask questions, learn from one another, and develop leadership skills rooted in confidence and community.

SHE Builds is designed to help girls grow, lead, and build toward their goals — academically, personally, and socially.

HE Builds

HE Builds is a life skills and leadership program designed to support boys in developing confidence, accountability, and positive decision-making skills. Through mentorship and structured group activities, participants are guided in building self-awareness, communication skills, and healthy peer relationships.

The program includes financial education, goal setting, and discussions around responsibility, identity, and future planning. HE Builds provides a supportive space where boys are encouraged to reflect, grow, and develop the skills needed to navigate challenges both inside and outside the classroom.

HE Builds supports young men in building a strong foundation for leadership, stability, and long-term success.

Generational Wealth Scholarship

Graduates of YSP may apply for the Build Wealth MN Generational Wealth Scholarship, helping cover college expenses not paid by financial aid.

Scholars commit to giving back through mentorship and community leadership — creating a cycle of empowerment.

Support a Scholar Today

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Bring YSP to Your School or Organization

We proudly partner with schools, nonprofits, and community organizations throughout Minnesota to provide engaging financial literacy and career readiness programming. YSP can be delivered as classroom presentations, after-school programming, workshops, or multi-session courses, making it easy to meet the unique needs of your students.