I am Richard Koy, with more than 35 years of extensive experience in the housing services industry, I have devoted my career to empowering individuals and families on their journey to homeownership and entrepreneurship. Currently, I am a HUD-Certified Housing Counselor and Financial Coach with Build Wealth MN, where I provide guidance and support to those looking to achieve financial stability and invest in their futures. In the early years of my career, I focused on housing development initiatives aimed at supporting Southeast Asian communities in Minnesota. This involved not only building homes but also fostering a sense of community and inclusivity for disadvantaged and diverse populations across the state. Prior to my role at Build Wealth MN, I gained valuable insights as a loan officer and Mortgage Branch Manager, where I honed my expertise in navigating the complexities of mortgage financing. My dedication to making a positive impact has come from my passion for helping families realize their dreams, whether by owning a home or starting a business.